Get The Fresh Start You Deserve
Most people try their hardest to be financially responsible. They take pride in being able to take care of themselves. But, even when you work as hard as you can and you keep a tight budget, you can find yourself in a financial hole that you cannot get out of without help.
Often, by the time people consider that they need help with debt relief, they have already suffered more than they need to. The Bankruptcy Code is designed to help people get out from under overwhelming debt and get back on their feet.
We can help you take advantage of the Bankruptcy Code to secure a fresh start.
Our attorneys can help you understand the different options for personal bankruptcy, including:
- Chapter 7 bankruptcy — Chapter 7 allows people to discharge unsecured debts such as credit card debt, medical debt and personal loans while protecting assets such as equity in your home or car via exemptions. The process of a Chapter 7 bankruptcy is relatively short, and you can be discharged within several months. Chapter 7 is also known as a liquidation bankruptcy.
- Chapter 13 bankruptcy — Chapter 13 is designed to help people with a continuing income who are experiencing debt difficulties. It is especially useful for helping prevent foreclosure. In Chapter 13, a three- to five-year repayment plan is developed based on your ability to repay. This allows you to catch up on arrearages. Chapter 13 is also known as a reorganization bankruptcy.
Our Experience Can Make The Difference For You
At The Berger Firm, we are committed to helping people in Northern Kentucky get the fresh start they deserve. If you are curious about debt relief options, you owe it to yourself to begin learning more. The initial consultation is free. You have nothing to lose. If bankruptcy is not the right option for your situation, we will tell you so.
With more than 50 years of experience serving the legal needs of our community, we know the value of doing right by our clients. Many of our new clients come to us as referrals from people we helped in the past.
When you decide to learn more about the debt relief options that are available to you, turn to The Berger Firm. To schedule a free case evaluation with one of our bankruptcy lawyers in Covington, call 859-479-2920 or contact us online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.