Personal Injury Law Text on Document and Gavel

How Do You Know When to Contact a Personal Injury Law Firm?

The Berger Firm March 28, 2023

Accidents happen every day, and some of them cause injuries to those involved. If you have been injured, how do you know when to contact a personal injury law firm to discuss what happened? 

There are two key components of personal injury claims. One is negligence, the failure of someone to uphold the duty of care they owe to others. The second is injury. A victim must have suffered injuries and incurred medical expenses to address them.  

If the accident you were in involves these two factors, or you believe it does, you should contact The Berger Firm to find out whether you have a claim. We have represented clients injured in Covington, Kentucky, Greater Cincinnati, and Northern Kentucky, including Florence and Newport, for more than 50 years.  

Contacting us is never a mistake. Not contacting us could be.  

What Common Accidents May Lead to Personal Injury Claims? 

The types of negligence that can lead to injury-causing accidents vary. There are car accidents, truck accidents, and those involving motorcycles, bicycles, and pedestrians.  

Defective products can lead to injury of users, as can dangerous drugs. Premises liability cases emerge from slip-and-fall or trip-and-fall accidents due to unsafe conditions. Medical malpractice also leads to personal injury claims; so do unsafe work conditions.  

Injuries can range from minor to deadly, but if due to the negligence of someone else, victims or their survivors may have a valid liability claim.  

When Should I Contact a Personal Injury Attorney? 

Different states have different laws regarding fault and personal injury claims, generally categorized as fault or no-fault. Is Kentucky a fault or no-fault state? Kentucky is a choice no-fault state for auto insurance.  

Every auto owner in Kentucky is required to carry minimum personal injury protection (PIP) coverage of $10,000. Regardless of who was at fault for an accident, the owner’s own PIP coverage is supposed to pay for medical expenses, lost wages, and other damages. However, the “choice” means owners can opt out of no-fault insurance coverage, which means they retain their right to sue a negligent driver.  

You should know that “no fault” does not mean no one is at fault. If your injuries are serious, you can pursue a liability claim against the at-fault driver.  

Confusing? It can be, which is why contacting a personal injury attorney is a smart move. When you don’t know your options, you can rely on us to help you figure them out.  

How Can a Personal Injury Attorney Help Me With My Case? 

Insurance companies do not want to pay claims. Insurance companies make profits by denying claims, and if they cannot deny them outright, by undervaluing an injury victim’s damages. At The Berger Firm, we have more than 50 years of experience dealing with insurance adjusters who fight to not compensate those injured by their negligent insureds. We know their tricks, and we don’t let them get away with them.  

You also benefit from the experience and knowledge of a personal injury attorney in proving negligence. That burden is on you, and it is not always easy to prove.  

In any type of accident, you must prove someone owed you a duty of care, they failed to uphold that duty, and as a result, you were injured and incurred damages. Your personal injury attorney will know how to investigate, document, and substantiate negligence. With proof of negligence, you need to document and value your claim. Your attorney knows how to do that as well.  

If you are asking yourself, “Do I need an attorney for a personal injury claim?”, the answer is most likely, “Yes.” 

If I Contact a Personal Injury Attorney, What Questions Should I Ask? 

Your next question may be, “What should I ask a personal injury attorney?” That’s fair. It is difficult to know where to start and how to weigh one personal injury law firm over another.  

Start with asking if the circumstances of the accident qualify for a personal injury claim. You should discuss those elements of negligence and injury.  

If the attorney believes you have a claim, ask whether they have successfully represented clients in similar claims before. Ask them to explain the claims process so you understand what is involved. Ask them who will be handling your case on a day-to-day basis. Finally, ask whether they will take the case on a contingency basis, meaning you pay nothing unless you collect a settlement, and how much their attorney’s fees will be.  

Contact an Experienced Personal Injury Law Firm 

At The Berger Firm, we have decades of experience representing clients in all types of personal injury claims. We will know whether you have a case, and we will fight for you if you do.  

If you have been injured in an accident, don’t contact just any personal injury law firm about your case. Contact The Berger Firm in Covington, Kentucky, today.