Covington Legal Issues Blog

Suffering from a physical injury after a car accident is bad enough, but it is worse when there are costly medical bills. These expenses can quickly get out of hand as you try to recover from your injuries. You may have no idea how to afford these bills on top of everything else you need to handle, such as car repairs and making up for lost income. 

Thankfully, you have options for covering your medical expenses. Here is how to pay for your medical bills after a car accident in Kentucky. 

A common refrain that you may hear over and over in campaigns aimed at people avoiding drunk driving charges is "drink responsibly." Does this mean that you should never get behind the wheel after having even as much as a sip of alcohol? Many come to us here at The Berger Firm with this question, yet unfortunately, there is no easy answer to it. While ideally, you would have a designated driver or an alternative means of transportation to take you home after drinking, the mere presence of alcohol in your system does not warrant drunk driving charges (or else there would not be a legal blood-alcohol content limit). 

An understanding of exactly how long alcohol stays in your system will help you to know when it might be safe to drive after drinking. While you ingest alcohol just like any type of food or drink, it is not digested in the same manner. Most if it permeates through the lining of the organs of your digestive tract and ends up in the bloodstream. Information shared by American Addiction Centers shows that it then arrives at your liver, which will metabolize up to 90 percent of it by releasing an enzyme called alcohol dehydrogenase. 

Debt relief services claim to help people facing bankruptcy get current on debt and restore their financial standing. While many of these services can offer assistance, others may be scams to deprive a person from their money for help that never materializes. To help you identify debt relief red flags, the Federal Trade Commission offers the following advice.

Debt management plans and debt settlement programs are two debt relief options. Debt management allows you to reorganize your debt into one convenient payment which will be spread out among your creditors. You must make payments according to the set schedule or run the risk of having your new terms denied. With debt settlement, you hire a company to negotiate a lump sum settlement on your behalf that is lower than what you already owe.

It is no secret that drinking and driving is dangerous yet you know doubt see or hear reports about people in Kentucky continuing to be hit by drivers who have made this risky decision. The same is true when it come to speeding as numerous people continue to make the choice to drive recklessly and ignore posted speed limits. These decisions put innocent people at risk for no good reason.

Sadly, the statistics provided by the National Highway Traffic Safety Administration show just how many lives are lost to speeding or drunk drivers every year. In Kenton County alone, 57 people were killed in automobile accidents over the five years from 2013 to 2017. Of those people, 21 died in crashes in which alcohol was involved and another seven perished in wrecks in which excessive speed was deemed a factor.